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Cyber security professionals are predicting that the era of user name/ password credentials will soon be a thing of the past with all of the cyber-attacks that have been occurring. What will replace these credentials is up for debate, however. Some guess that biometrics may be the answer. The FIDO Alliance is a group of companies that are working together to create a strategy for stronger security using biometric authentication.  FIDO (Fast IDentity Online) will require you to use a finger or voice print to unlock information without having to deal with traditional encryption techniques. Anomaly detection is another possibility. The basis behind this technique is that the network knows enough about your online behavior and purchase history that it can tell if something is not quite right and will stop the transaction. Cyber security professionals say we need to be prepared for a more complicated system in order to ensure the ease of use we have now.