Because cybercriminals' activities have become increasingly sophisticated, one expert writing in Insurance Business America says that cybercrimes, and especially financial scams, have risen sharply in 2018. "Criminals are no longer just getting the email credentials of a person in a company, they are now monitoring their email and communication style in order to send a phishing email that is hard to detect as being fraudulent," says Jeremy Barnett of NAS Insurance, suggesting that companies put steps in place to prevent phishing scams. While you would think that the increase in cybersecurity issues would make people more vigilant about scams, many businesses and individuals have the feeling that it will never happen to them.